Hooray for me. I just checked my TU score on there website and it was 619. So far, a small victory but many more to come. Thanks to all of the advice that I've received and read. Will continue the quest to my short term goal.
Congrats, I've noticed the scoring process is similar to a see-saw - up and down. I mentioned to a TU rep that after deletions my score went down and after some more deletions it stayed down. He replied that he saw big jumps (70-100 points) after the last derog comes off! My current target is a mortgage, probably FHA, so I'm not as concerned about the numbers right now. Keep plugging away and don't get back into the habits that got you here in the first place. Good Luck
