Happy to say that I got some results on my first online attempt with Equifax. I stated that I was never late for my Capital One acct or my Chase cc. Thay changed my Cap One record from: 4@30, 3@60, 2@90+ to....1@30 & 1@60! Obviously it would be nice to have them all off, but it's a start! Does anyone have an idea how many points that will ease me up? How can they just take off some...obviously somebody is just randomly changing the info either at Equifax or Capital One. The Chase acct came back as "Verified as correct". What can I do about that? Keep trying? I am now trying several other accounts in the same way. Any ideas? Thanks!
