First Business Card // Which One??

Discussion in 'Credit Talk' started by flaman, Nov 11, 2002.

  1. flaman

    flaman Well-Known Member

    I am wanting to apply for my first business card.
    Any suggestions which one?

    I have a personal Blue from Amex... would it be best to apply at amex and if so what card?

    anything different about process than personal apps?
     
  2. flaman

    flaman Well-Known Member

    will they check personal file or dunns

    I do not have a dunns file

    also i operate this const and property rental bus out of my home ... is using my home address going to hurt? I do have seperate number for bus

    thanks for any info you all can give
     
  3. tnobles

    tnobles Well-Known Member

    I applied for the AE open and they checked personal. I don't know about the Blue, sorry.
     
  4. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    bump. I have searched the archives and this is all I found!

    please bump!
     
  5. DemPooches

    DemPooches Well-Known Member

    We've just recently gotten the Amex Membership Rewards Business card. We've had personal cards with Amex since February and the Business Gold since July.

    The Business Membership Rewards Card is listed with their other OPEN business products. An Amex rep told us the card products are easier to get than the LOC products.

    We requested $20K in balance transfers and got a CL of $30K. To our knowledge they didn't check DnB, only EQ. Score was 685. We have been spending an average of over $25K per month with Amex (we have several accounts now).

    Hope this helps.

    DemPooches
     
  6. DaveLV

    DaveLV Well-Known Member

  7. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    harummph. Im haveing trouble with AmEx.

    any other ideas for a first business CC?
    SHould I try BofA, does it make a difference that i have a $7500 CL on my personal?

    or who checks equifax for business? my EFX is the only decent score (720, 12 INQ's)

    thanks!
     
  8. DaveLV

    DaveLV Well-Known Member

    My experience though:

    Applied for Advanta in August and was approved for $5k.

    Amex checked the same report in October (Experian) and I was approved for the Open Delta card with a $22,500 limit.
     
  9. DemPooches

    DemPooches Well-Known Member

    Re: First Business Card // Which On

    You may have a problem with any if those inqs are too recent.

    You could try Citi Business. We've got a couple of those with $5K limits. They always checked EQ too.

    DemPooches
     
  10. CardKid

    CardKid Well-Known Member

  11. Manequinne

    Manequinne Well-Known Member

    I tried to find the thread, but supposedly, the Quicken Business card is supposed to be easy to get, and the credit limit is up to 50000.

    www.quickencard.com
     
  12. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    oops. that is "720 score 1 or 2 inqs"

    now, can you re-answer the Q? thanks!
     
  13. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    bump
     
  14. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    bump...

    I want a business card that looks at Equifax only.

    Does HH have a business card somewhere?
     
  15. Nestea

    Nestea Well-Known Member

    Re: First Business Card // Which On

    Dave:

    Is your businees and home address the same?
     
  16. automatr

    automatr Active Member

    Re: First Business Card // Which On

    Bank of America checked Experian for my business application, even though they check TU for personal applications.
     
  17. Nestea

    Nestea Well-Known Member

    Re: Re: First Business Card // Whic

    bump
     
  18. Nestea

    Nestea Well-Known Member

    Re: Re: First Business Card // Whic

    bump............................................
     
  19. Amy B

    Amy B Well-Known Member

    Re: First Business Card // Which On

    Regarding B of A biz.....how many recent inq's did you have do you remember? Did you have the personal first?
     
  20. Amy B

    Amy B Well-Known Member

    Re: First Business Card // Whic

    Nestea....what did you end up getting?
     

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