I am wanting to apply for my first business card. Any suggestions which one? I have a personal Blue from Amex... would it be best to apply at amex and if so what card? anything different about process than personal apps?
will they check personal file or dunns I do not have a dunns file also i operate this const and property rental bus out of my home ... is using my home address going to hurt? I do have seperate number for bus thanks for any info you all can give
Re: First Business Card // Which On bump. I have searched the archives and this is all I found! please bump!
We've just recently gotten the Amex Membership Rewards Business card. We've had personal cards with Amex since February and the Business Gold since July. The Business Membership Rewards Card is listed with their other OPEN business products. An Amex rep told us the card products are easier to get than the LOC products. We requested $20K in balance transfers and got a CL of $30K. To our knowledge they didn't check DnB, only EQ. Score was 685. We have been spending an average of over $25K per month with Amex (we have several accounts now). Hope this helps. DemPooches
Re: First Business Card // Which On harummph. Im haveing trouble with AmEx. any other ideas for a first business CC? SHould I try BofA, does it make a difference that i have a $7500 CL on my personal? or who checks equifax for business? my EFX is the only decent score (720, 12 INQ's) thanks!
My experience though: Applied for Advanta in August and was approved for $5k. Amex checked the same report in October (Experian) and I was approved for the Open Delta card with a $22,500 limit.
Re: First Business Card // Which On You may have a problem with any if those inqs are too recent. You could try Citi Business. We've got a couple of those with $5K limits. They always checked EQ too. DemPooches
Re: First Business Card // Which On Fleet's Business Platinum is a good choice. Here's the link: https://applynowbizcard.fleet.com/offers/newbiz_999N/index.html
I tried to find the thread, but supposedly, the Quicken Business card is supposed to be easy to get, and the credit limit is up to 50000. www.quickencard.com
Re: First Business Card // Which On oops. that is "720 score 1 or 2 inqs" now, can you re-answer the Q? thanks!
Re: First Business Card // Which On bump... I want a business card that looks at Equifax only. Does HH have a business card somewhere?
Re: First Business Card // Which On Bank of America checked Experian for my business application, even though they check TU for personal applications.
Re: First Business Card // Which On Regarding B of A biz.....how many recent inq's did you have do you remember? Did you have the personal first?