My son is 20, in second year of college with excellent grades, and works a job where he makes about $1000 per month. Same job for about three years. He has no credit. We figured it is about time to establish some credit for him. What card would be a good place to start? He does not need a card, but probably should start establishing his credit. He's very responsible so I don't worry about him screwing up.
I would try Discover or one of the Citibank student cards. Both good prime companies that love college students. Credit limits are pretty small - $1000-1500, but it will help to establish his credit. I would recommend Amex Blue for Students, but everyone I know that has applied for it has been denied. Dani
My first credit card was a discover card. Citibank wouldn't touch me even though I made a decent living considering I was a full time student, but they gave my roomate who was a freshman at the time a card even though she had no income.
there a web site for college student to get Cards forget the name, Try students credit cards, he can also look around his school sometime there are poeple giving out hats if you apply for a card. Just get him a low limit .
