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Discussion in 'Credit Talk' started by My2kGT, May 7, 2001.
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I would try to apply for some student cards or a regular Providian Visa card. I remember when I had no credit I applied for some unsecured cards and was rejected time and time again. Providian did give me an unsecured card with a $1,000 limit and no annual fee, but the catch was that there was no grace period so the interest accrued from the date purchases were made. I used the card for about four months and then got an MBNA Platinum card and it was smooth sailing from there.
You might also want your friend to try Sears, or JCPenny or somewhere like that. Get one of those cards (both report to the 3 CRA's) and charge a few things on the card, go 2-3 months, then apply for an unsecured Visa / MC (I agree thou, Providian is a good one, or MBNA)
Thanks for the help! I had her apply for a store card, but was declined so I had her apply for Aria..declined.. go figure?