I submitted my first round of disputes and just got my first deletion. Score went from 580 to 599.....oh, so close to the 600 barrier! The deleted item was a paid charge-off from 1996 with 3-30 day, 1-60 day, and 5 90+ day past dues. Two Questions: 1. Should I send a copy of the experian deletion as proof to dispute this item on EX and TU? 2. How long should I wait to submit 2nd round of disputes? T
Whoa! Way to go - excellent feeling isn't it Send the disputes right away. No need to give them a breather, make them earn their pay You could send a copy to the other bureaus, but I doubt that will do any good, especially Equifax. I'd go ahead and dispute with the other bureaus on the chargeoff, chances are it'll fall off those as well. Again, congrats - small victories. Don't forget to celebrate them! GT
T-Man, Congratulations! Equifax will not delete/update without hearing from their customers. But it may help to send your CE deletion as one of your supporting documents for the dispute.