I posted an earlier thread about sub prime lenders and based upon a post by bigmon I contacted Firts Federal.Based upon my middle of 618 they offered me a rate of 6.25% 30 year fixed and paying one point. Pretty decent rate(95%LTV) and no PMI. Any input regarding this direct lender would be appreciated before I take the plunge. I can not seem to find any bad press about them online. Do they slam you with closing costs? Thanks,Janet
Have not ran credit yet,but I pulled all 3 scores from my ficoand based upon this info being accurate(it Is) that is what he based his quote on.One 30 day late over a year old and quite a few open lines of credit.
