First National Bank of Marin Gold

Discussion in 'Credit Talk' started by kenny, May 12, 2001.

  1. kenny

    kenny Well-Known Member

    Does anyone have this card? I got a offer in the mail of it yesterday, I already have their normal card. I swaer if I look at it again the terms and fees are excatly the same and the classic card. I think it's their way of having their own "gold" card to compete with ccb and providian. I am waiting on them to ffer me their mastercard since you have to have the classic for one year before you can get the mastercard and you just can't apply for it they have to offer it to you.

  2. Erica

    Erica Well-Known Member


    I got the offer in the mail last week. I looked carefully at the terms and service and decided not to send it in.

    Partially secured after 1 year, no increases before then.
    Enrollment Fee $49 now and $50 charged to the account before you even get it.
    Annual fee of $90, charged monthly.
    APR is 19.80%
    Security Deposit of $200 required, charged to the card before you get it.
    Only good thing is the 25 day grace period.

    AND on top of that, they pul a hard inquiry.

    Too many fees and terms for me. I already have a secured card.
  3. roni

    roni Well-Known Member

    I cant believe they have a Gold Card. Really surprising.
  4. Kelly

    Kelly Well-Known Member

    Hubby received the same offer today - all those fees and a credit limit up to $800 - lol

    I don't think sooooo

  5. heather

    heather Well-Known Member

    I got one today also, also got one from First Premier, I am going with First Premier, the deposit is only $200 and sounds like a better deal.
  6. lbrown59

    lbrown59 Well-Known Member


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