Okay guys I recieved a credit app in the mail for First National Credit. It said that I am gauranteed preapproved for $15k. It said that if I sent in $37 they would send me a card. The catch that I noticed is that they would send the membership agreement with the card. 0% interest for 12 months and 14% thereafter. Should I apply for this?
Nia, This is a catalog type card and NOT a Mastercard or Visa. If you don't see the Visa or Mastercard logo, then it's not a major credit card. Do a search on the board for First National Credit and you'll find all the comments you need to make an informed decision.
Nia I got the same thing in the mail and I threw it away, in my opinion I would not bother with it. It is a catalog card. Cyprigirl