First National Visa

Discussion in 'Credit Talk' started by kenny, Jan 29, 2001.

  1. kenny

    kenny Well-Known Member

    I just got an offer today for First Naional Visa. 21% APR up to 2,500 credit limit. Do youi guys think I should apply? I already have Providan Gold 550 limit, First National Bank of Marin 350 limit and Cross County 200 limit.

    GEORGE Well-Known Member

    SAYS up to $2, might get $500.00.
    If you get it YOU CAN DROP CROSS COUNTRY...
  3. jamie

    jamie Well-Known Member

    Heres the scoop
    Unsecured Card
    Acceptance Fee $99
    Program fee $30
    Annual fee $40
    Mo. Particip. $72 yr ($6 per mo.
    limit review $25 one time

    Total $266 Just for starters.

    How bad do you need this card?

    GEORGE Well-Known Member

    NOW THAT I KNOW ALL will get a $200 credit line so they can get you for an OVER LIMIT FEE ALSO ON YOUR FIRST BILL!!!!

  5. jamie

    jamie Well-Known Member

    Souix Falls SD, Isn't that where First Premier is located? Might they be pushing their crappy card under a different name? I think Net 1 is there too. Too many people get sucked into these types of CC companies without reading the fine print. I was one of them a few years ago. I closed the account when I got the bill before the card. $219 in fees against a $250 limit. I don't think so.....

    GEORGE Well-Known Member

    You didn't get a $200 limit so they could add an OVER LIMIT FEE???

  7. jamie

    jamie Well-Known Member

    Nope, I guess I was one of the lucky ones.LOL

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