RE: First North American Bank I've had a Visa since Oct 96 - absolutely no problems. My only issue is that they don't have online account access.
Some info on this bank Doing a Quick search in look smart I found this web site. All gripes and in fairness to the bank only people with complaits will gripe. The bank is owned by Circuit City. http://www.webbbox.com/business/f/firstnanationalbank.htm