I have an account that has to go! Before I started reading this site and trying to watch my credit. I made some dumb moves like this one. I had a credit card with First Premier Bank that was in good standing for almost 2 years paying it off 2 to 3 times a month (It only had a $300 limit) I payed them hundreds in online payment fees. Then I went on vacation and tried to use my card that I payed off weeks before and was declined. They told me there was hold on my account to check funds from my bank.........The payment cleared my bank a week prior to going on vacation. I was hot, I had money, but was made a fool when I tried to use it. Anyway, I did not pay them for a while and they keep calling, So I final Payed them in full and requested my account closed. I know bad move. Its show on my credit report as paid,closed/current,was past due 90 days. IS THERE ANYWAY, GLITCH, SOMETHING,TO get this removed from my report!
Nope. Dispute it and hope to get lucky. If they fail to mark it as being in dispute, get some damages and sue them.
