has any one here had any experience with this company. I'm not to keen on preapproved offers that has a crazy monthly participation fee, account set-up fee, program fee and annual fee. I didn't think my credit was that bad, I have other open accounts that are in good standing. My report must not look too well. By the way how much does a medical account collection affect your report.
Re: first premier bank master Go buy your credit score and find out ! Their card sucks more than the capital one secured (you get deposit back) and aria (similar fees but no monthly bs). If you can get those, i would say avoid the first premier offer. They send me them all the time my score is 565.
Re: first premier bank master Sunshine, I would advise you to stay away from First Premier (a.k.a. Future Card) and Cross Country Bank. These two companies engage in questionable fees (i.e. $5.00 monthly maint. fee, start up fees, etc.) and have terrible customer service along with horrible reputations in general. Personally, I would recommend Orchard Bank (www.orchardbank.com) or Providian (www.providian.com). Hope this helps and good luck to you. Sean
