First Premier Is Getting Crazyyy

Discussion in 'Credit Talk' started by scorpio07, Mar 5, 2003.

  1. scorpio07

    scorpio07 Well-Known Member

    Can someone please tell me what I can do about this. I filed BK 7 with a Discharge date of 12/1999 this acct was included in the BK. I did a dispute and the acct came back verified with the following info. If I am correct it should be listed as BK it was before the dispute.

    PLEASE HELP!!!!!







    FIRST PREMIER BANK


    Address:
    601 S MINNESOTA AVE
    SIOUX FALLS, SD 57104

    Account Number:
    430171811017....



    Status:
    Account charged off/Past due 180 days. $462 written off. $462 past due as of 1-2003.

    Status Details:
    This account is scheduled to continue on record until 3-2006.
    This item was verified on 2-2003 and remained unchanged.




    Date Opened:
    09/1998
    Type:
    Revolving

    Reported Since:
    09/1998
    Terms:
    NA

    Date of Status:
    02/2001
    Monthly Payment:
    $0

    Last Reported:
    01/2003
    Responsibility:
    Individual


    Credit Limit/Original Amount:
    $250

    High Balance:
    $462

    Recent Balance:
    $462 as of 01/2003

    Recent Payment:
    $0




    Account History:
    Charge Off as of 2-2001 to 1-2003, 7-1999, 6-1999
    180 days as of 7-2000 to 1-2001
    90 days as of 5-1999
    60 days as of 4-1999
    30 days as of 3-1999




    Balance History:
    $462 10/2002
    $462 05/2002
    $462 04/2002
    $462 03/2002
    $462 02/2002
    $462 01/2002
    $462 12/2001
    $462 11/2001
    $462 10/2001
    $462 09/2001
    $462 08/2001
    $462 07/2001
    $462 06/2001
    $462 05/2001
    $462 04/2001
    $462 03/2001


    Between 3-2001 and 10-2002, your credit limit/high balance was $250
     
  2. scorpio07

    scorpio07 Well-Known Member

    BUMP
     
  3. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    For clarification, you want the account to be reflected on your report as included in BK? If I am correct, then send proof that it was included in BK to the CRA.
     
  4. jlynn

    jlynn Well-Known Member

    I would have to kindly disagree about sending BK papers to the CRA. That could have horrible ramifications, including verifying the BK so there it sits for 10 years.
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Re: Re: First Premier Is Getting Crazyyy

    True, so they must be VERY SURE this is what they want before doing that.
     
  6. scorpio07

    scorpio07 Well-Known Member

    Re: Re: First Premier Is Getting Crazyyy

    I guess my question is are they in violation and if they are can I send them a letter requesting damages for failures to report true information?



    Thanks
     
  7. scorpio07

    scorpio07 Well-Known Member

    Re: Re: First Premier Is Getting Crazyyy

    BUMP
     
  8. pnwman

    pnwman Well-Known Member

    Re: Re: Re: First Premier Is Getting Crazyyy

    CAs and OC are required to report accurate information. You can send a letter requesting literally ANYTHING. What are the chance of them sending you someinthing? My guess is zero. Now, you may have some great ammo for getting the tl deleted
     

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