I know this is a terrible offer, but thought I would post it for everyone to read. A solicitation from First Savings Credit Card, Sioux Falls, SD arrived in my mail on Saturday. Should note that it is for a MasterCard. Max. Credit Line UP TO $2500 APR 18.9% Grace 25 days Annual Fees Annual Membership $50 Monthly Participation Fee $72 annually ($6 each month) Authorized User Card $20 Fees for issuance or availability of credit Processing Fee $35 (one-time only) Acceptance Fee $119 (one-time only) First Credit Limit Increase Fee $25 (one-time only) Late and overlimit $20 each Other Fees Express Mail Cards $25 Copying Charge $5 PER DOCUMENT Automatic Payment $5 Returned Check $20 Express Processing Fee $5 (one-time only) Also tries to sell a membership to "The Premium Club" at $3.95 per month, among other things, this membership includes automatic credit limit increase reviews, 48 hour emergency card replacement, access to emergency cash, free financial mgmt guide, free membership cards for savings at select retailers. Oh, and cardholder eligibility approve by P. Masters, Sr. Credit Officer. HA! I'll return the envelope with scrap paper or something. Wish I had some glitter or something....
