Even though TU won't let me see the results of the investigation, my dispute of 32 trade lines had a +36 point boost. Really am looking forward to the results, especially the USDOEd results.
Thank you, USDoEd... I will love cashing a $5,000.00 check from you! The USDoEd, rubber-stamped after performing not even a cursory review of their records, let lone a conclusive investigation of their results. Hint: Even a cursory review should have seen DATA NOT AVAILABLE as being INCOMPLETE, INACCURATE, and/or UNVERIFIABLE... 5 tradelines at $1,000 each...
Yep, I did them online, but it was good for the time. Faxed a post-dispute results "are you as dumb as they are?" dispute to TU, demanding an instant delete for 5 tradelines, which were by the data being reported and verified "incomplete, inaccurate, and unverifiable".
Wooo wooooo, just got the best result from TU... In violation of Cushman v. TransUnion, they sent a "previously verified as accurate" letter, when I questioned the reliability of the data furnisher.
Thank You, TransUnion for your idiocy! It really made my day, when you, in response to my dispute that "DATA NOT AVAILABLE" is not reporting complete, accurate, and verifiable information, verified that "DATA NOT AVAILABLE" is complete, accurate, and verifiable information! BTW: That bumps DOE's tab to 2 verifications of incomplete, inaccurate, and unverifiable information for 5 tradelines, at 1,000.00 each, thank you for $10,000.00...
Thank You, TransUnion for your idiocy! It really made my day, when you, in response to my dispute that "DATA NOT AVAILABLE" is not reporting complete, accurate, and verifiable information, verified that "DATA NOT AVAILABLE" is complete, accurate, and verifiable information! BTW: That bumps DOE's tab to 3 verifications of incomplete, inaccurate, and unverifiable information for 5 tradelines, at 1,000.00 each, thank you for $15,000.00... Just faxed my 4th dispute, along with the copy of the suit which I've now added TU to that I will be filing on June 15th. Given that I've now specifically invoked 15 U.S.C. § 1681i(a)(8), to demand an instantaneous deletion, the suit is actually for $20,000, from DOE and TU, and the economic effect of the incomplete, inaccurate, and unverifiable information on my credit reports and scores. TU still has a week to wiggle out of the suit, DOE won't be that lucky...
They done did it now, got a second "frivelous" "previously investigated" response. thank you for the extra green.
TU responded to my fax of the suit, with a letter that they can't find my credit file... Wonder if they'll find it easier when they get it from the Federal Courthouse?
Since the case is progressing... I decided to start disputing the same account information on a second CRA... Hope to be able to check off the "related case" box on the civil cover sheet.
When do you expect to go to trial? Got excited reading this thread for first time...you're an inspiration!
Well, the court needs to come up with a motions schedule, yet. The state's attorney needs to decide how to argue on the merits, since there attempts to sovereign immunity the case failed. The hard part about arguing the merits, you can't really argue the merits when the reporting says we're unable to verify who the OC was...
