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Discussion in 'Credit Talk' started by TY, Jan 1, 2001.
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Ugh. I wouldn't wish Household on my worst enemy.
Don't think I have read one good post about Household. Been with them almost a year have received 2 separate balance transfer offers for 3.9%, 6 month, No Fee. Free Online Bill Pay. Took advantage of one of the balance transfers and everything has been Great.
Consider yourself lucky. I hope all continues to go well for you.
If you do find you ever need it, I have the name and address of the CEO. I had to use it to get a late fee removed. I guess he didn't want me to have to take it to the OCC. I love justice.
The only thing I haven't figured out is the 9.90% APR on PURCHASES on every closing statement that I have. Never had a balance yet on purchases and Paid in Full every month except for the 3.9% balance transfer special. My little Pricing Summary sheet that they sent, saids never will be less than 18.24% for purchases.
Looks like their incompetence is working in your favor. Don't bring it to anyone's attention!
We once had a customer call in and ask why her APR was 0%. It had been set at 0% for over a year (our mistake). She was complaining that it wasn't the rate she applied for. So, we raised it for her. Go figure.