I don't have it because I don't like the company, but the lowest APR that they offer is 7.99%, but it uses the 2-cycle billing process. So if you carry a balance, the effective interest rate is really higher than that, depending on your balance.
Thanks for the info-- Per the creditnet addict credo I am helping a friend negotiate his APR and wanted to provide him with ammo. He was planning to sock-drawer his great Citi card bc he never gets an auto increase and he is peeved, and he was going to make a point, but maybe with the double-cycle thing he should reconsider.
http://www.firstusa.com/cgi-bin/web...ol_platinum_blue_sb_39857&page=cont&mkid=6ALF PRIME + 2.99%~~~7.74% AOL VISA
http://www.firstusa.com/cgi-bin/web...asons_38613&page=cont&mkid=6H46&AFFID=j303969 BANK ONE 7.99% NOTHING FREE
