FIRST USA Chargeoff

Can a Chargeoff have 4 90+ late days on it? If you had stop paying wouldn't it go like this: 30 days past due 01, 60 days past due 01, 90 days past due 01, then chargeoff?

My report says 90 days past due 04.

Can this be right?

It is listed as account transferred or sold.


tix

 

Yes, FIRST USA is the OC. They are also the only one reporting it.

tix

 

I have contacted them, and all they say is they have sold the account.

Any great letters to deal with this?

tix

 

The date of last activity on this account is 8/96.


tix