First USA deny

Discussion in 'Credit Talk' started by 2244y, Oct 18, 2001.

  1. 2244y

    2244y Well-Known Member

    My friend applied Yahoo Platinum Visa last Friday and got a disapproved letter from First USA this afternoon.She has perfect credit;TU 802 ,Expeiran 794.The letter stated "The information you provided us didn't score a sufficient number of points for approval of your applicaton."The reasons for deny are:1) too many inquiries in last 12 months 2) too many credit accounts opened in last 12 months 3)increase balance.She has 2 inquiries and one new accout for last 12 months.The balance is 8,000.Her income totally supports her current credit line.
  2. Saar

    Saar Banned

    No credit situation justifies applying w/ FUSA.

    Consider your friend lucky, there are much better lenders than FUSA (just about all of them).


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