After endless trials and tribulations (applied for card, received letter saying they need address verification, sent in verification, waited two weeks, was approved for higher cl than i expected (12K), waited another two weeks, no get card, called to see why, told to wait another week, waited, no get card, called again, said they would send out new replacement card for card never received, waited another week) finally GOT Fusa CARD ON SATURDAY. Phew! I'd like to thank all those who provided moral support, guidance and encouragement during this grueling process. I hereby promise to be WARY after carefully listening to other creditnetters experience with First USA (jacked my rates-GEORGE, reduced my cl-MP40, they're criminals-SAAR) and will watch them like a HAWK. In the mean time - the card (Readers Digest Platinum MC) has nice terms - 2.9% intro 6 months, 9.74% after - and average daily balance, 25 day grace period. On the subjecty of "cool" - not exactly the coolest looking card on the planet (Readers Digest is something i used to read at my Grandma's house) BUT - I've got CITI ILLUMINA - which looks cools as ice - HOWEVER - they only approved me for 4K (now - after BDD - it's 6K) and the to go rate is high. Call me crazy - but I'm fine with ugly cards with higher limits and lower aprs. Anyhoo - thanks everyone for your support throughout the process. Yours, Mark LA
Yup - it's about time. Thanks for your input re Fusa GEORGE. i'm going to make sure to always have bt options avail on other cards in case they pull any fast ones... ALSO - congrats on the 700 club membership! yours, Mark LA
704...I was 711 then 686 for like 2 months...IT IS A CONSPIRACY!!! How can you owe less money with 686 than 711??? RNG
OHMIGODOHMIGOD B R E A T H E !!!!!!!!!!!!!!!!!!!!! The addition of another 12K cl on Experian has raised my score by - is this a dream - pinch me - by ONE WHOLE POINT. YES!!!!!!!!!!!!!!!!!!!!!!!! Ex: 701 EQ: 710 E-loan: 708 Transunion: 645 (whatever)
One thing that's bugging me about FUSA is that practically every month they run a soft inquiry. I just want to be left alone!
THEN THEY PULL A "HARD" sometimes for just a BT w/o a limit increase...AFTER ALL THOSE "SOFT" EVERY MONTH!!!
