Does anyone know if First USA and MBNA report authorized users? Also, I thought that I read the EQ and TU will report the entire history of the card, but EXP will only report since you've been added as AU. Can anyone verify that?
I can't comment on any of your questions other then on 1st USA, now Bank One. The only problem with my answer is that it won't answer your question. Well here's my answer. I happen to be a AU on a 1st USA card, I thought it was joint until last week, well this is how they reported on my credit report. Account Opened in '96 and they only reported for 4 months back in late '97 and only to TU. Nothing since then. Now it might be because we havn't used the card since then because it was maxed. But since last week, I have paid off the balance and used it to charge $6 worth of gas on it. I guess I'll know sometime next month if they start reporting again. Boy is it nice to have that card paid off.