...TOTALLY CLUELESS... REMEMBER THE "OFFER" TO INCREASE MY INTEREST RATE TO 22.49% THAT I DECLINED??? I went on line, just a few minutes ago, guess what...my interest rate is 22.49%!!!! I AM GOING TO DEMAND FULL CREDIT...0.00% I STILL NEVER GOT A REASON FOR THE INCREASE... STILL NO BK NO OVER LIMIT NO LATES NO COLLECTIONS OLDEST CARD 1978 F.I.C.O. FOR WHAT IT'S WORTH 690
George... Where can you see the current interest rate on First USA's website? I cannot find any options to check the interest rate... Thanks! Greg
Re: George... YOU HAVE TO SIGN UP... ACCESS YOUR ACCOUNT...(EXACT COPY OF BILL I WILL GET IN A FEW DAYS) <https://cardmemberservices.firstusa.com/cmsonline/main/cmslogin.jsp> LEFT SIDE...ENROLL NOW
Re: George... I am enrolled... I just can't find the option to view my current interest rate (I do have multiple rates with them)
Re: George... LOG IN CLICK ON ACCOUNT # VIEW/PAY BILL LEFT SIDE CLICK ON VIEW INTEREST RATE AT BOTTOM OF COPY OF BILL...
My account Hi GEORGE! My account (closed w/balance) is still 15.9% I have never received any notices of any kind.
Re: My account I am being PUNISHED!!!! I'm a BAD boy!!!!! I'm still getting up the "NERVE" to call FIRST USA to DEMAND 100% interest refund @ the 22.49% rate...
Re: My account Nerve? Give me the phone, I'll call. I have NO PROBLEMS cussing them out......been there and done that! Why do you think my account is closed? <wink> Just call! Is there ANY WAY you can balance transfer AWAY from these idiots? I didn't have a way out when me and FUSA got into it.
SAME HAPPENED TO ME!!! Hi George, it's me nelsonfan. I had a post about 2 weeks ago. Talking about this very thing. First USA said they sent out notices of the increase in interest rate in the January statement. Mine was 9.9% FIXED, raised to 16.49%. I can 100% guarantee you they will NOT refund the interest rate they charged you. (not with just a phone call anyway) My interest went from something like $62.00 to $139.00. I've been fighting with them since March 16, when I received my statement with the increase. They said card members had to opt-out by February 28, by closing your account and make no more charges. I have sent 2 letters and called 3 or 4 times. They just say 'Sorry, you had to opt-out and close your account by February 28.' I guess I will call them again and send another letter. I've had no lates, excellent credit and no bk. They don't care if you pay on time. They just want money, money, money. Please keep us up dated on what happens . Thanks.
Re: SAME HAPPENED TO ME!!! I never received any notice of the interest rate change, and my interest has actually went down. I have a 9.9 rate, a 10.6 rate and a 16.7 rate.
Re: SAME HAPPENED TO ME!!! Gregory, do you carry a balance? If you do, I bet it's not very high. They wait until you get a fairly large balance, then raise your interest rate. They figure you can't transfer it to a lower rate card. Let us know about balance.
