/ Register

First USA Pre-selected

Discussion in 'Credit Talk' started by boomer, Mar 2, 2002.

  1. Mar 2, 2002 #1
    boomer

    boomer Well-Known Member

    I have been innundated with First USA Pre-selected Platinum offers lately. Some are cobranded cards, others are not. Does pre-selected mean anything at all? My Equifax is about 600 with no derogs in over 1 year. As of Wednesday I will have Zero balances on my all of my cards (FCNB, GetSmart, Target, Home Depot) with only a balance on a GMAC car loan. Any advice on whether I should risk an inquiry? I need a Gold or Platinum card to avoid the LDW when renting a car in May.

    Thanks!
    Boomer
     
  3. Mar 2, 2002 #2
    GEORGE

    GEORGE Well-Known Member

    "PRE-SELECTED" AND "PRE-QUALIFIED" ARE NOTHING SPECIAL...

    You are "PRE-SELECTED" or "PRE-QUALIFIED" to apply...
     
  4. Mar 2, 2002 #3
    Ron

    Ron Well-Known Member


    boomer,

    I got 2 pre-select offers for Ca$h-in Platinum Card and Free Cash Platinum Visa Card within 2 months. I don't think that I have any trouble to get one of the cards because I have two accounts with them and I keep all my accounts in good standing. First USA pull credit from Experian.



    Ron.
     
  5. Mar 11, 2002 #4
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Boomer,

    Did you apply?
     
  6. Mar 11, 2002 #5
    Ozzyburger

    Ozzyburger Well-Known Member

    Hate to be a downer, but my *cat* was 'preselected' from Discover to apply for a Platinum card..... so that tells me that preselected doesn't mean squat.

    Ozzy.
     
  7. Mar 12, 2002 #6
    boomer

    boomer Well-Known Member

    I did not as I do not want to risk another inquiry. I just started disputing a few late pays from a year ago and don't want to offset these possible deletions by adding an inquiry just yet. Maybe is I get the deletions.
     

Share This Page