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Discussion in 'Credit Talk' started by marcel, Oct 22, 2000.
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I DON'T KNOW ABOUT A BK DON'T HAVE ONE.
WHY IS THE BK ON YOUR REPORT, SEVEN YEARS MAX!!!
BK reports for 10 years.
DON'T GO THERE! FIRST USA IS GARBAGE!!!!
I was listening to the Joan Rivers radio talk show about a month ago while in cab. I dont listen to that regualarly. LOL. Anyway, A caller was complaining about FirstUSA changing her apr without lates, or anything. Joan was pissed. Dont deal with 'em
Exactly! They absolutely SUCK!
FirstUSA is a sub-prime institution that requires immaculate credit.
They KNOW they suck, but they DON'T CARE. Somehow, this concept has been profitable for them.
They do 2 cycle billing and that will almost double your interst charge--stay away from them!!!
Most bk's stay on your reports for 10 years, if somehow bk is off your report, I would send it in. Started with 9.90% still at 9.90% after two years. Raised credit line 2k after 7 months.
SORRY!!! NEGATIVE INFO OTHER THAN BK SEVEN YEARS. BK'S UP TO TEN YEARS (EXPERIAN)
Actually you are both right. Chapter 13 bankruptcy which is a wage earner plan (you pay your creditors back through the court) will remain on your credit report for 7 years. However, Chapter 7 which wipes to slate clean, remains on your report for 10 years.