RE: ACCT #: XXXX XXXX XXXX XXXX DEAR "GEORGE" As your credit card company, we value your business and want you to be completely satisfied with your credit card account. We're delighted with the opportunity to continue serving your credit card needs. BLAH, BLAH, BLAH.... DID THEY NOT CLOSE THE ACCOUNT LIKE THEY SAID THEY WOULD IF I DID NOT ACCEPT THE OPPORTUNITY OF HAVING MY INTEREST RATE JACKED UP TO 22.49% ??? P.S. ON-LINE SAYS I STILL HAVE $X,XXX.XX AVAILABLE...IF IT WAS CLOSED IT WOULD SAY $0.00 AVAILABLE...CORRECT???