Questions: Has anyone been able to change a card with the same issuer to another one? Has anyone been able to change a card with the same issuer to one with better terms? If so...how did you do it? If so...do they open a new trade line on your Credit Reports? If so...did they have to do a new hard inquiry or as a current customer of the issuer were you able to get them to do it without inquiry or only with a soft (account review) inquiry? Thanks in advance for any answers.