Separate names with a comma.
Discussion in 'Credit Talk' started by David B, Apr 27, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access Visa® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign nationwide. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
First USA is almost certainly the WORST "prime" credit card grantor in the industry. Their list of faults would fill many pages foremost of which is their consistant policy to screw their customers with "sub-prime" tacticts. Furthermore, many persons who would never willingly come close to this bank find their accounts taken over when their bank is swallowed by either First USA or its parent Bank One.
Take a look at this site http://members.tripod.com/FUSA1/
probably the foremost, but certainly not the only site dedicated to exposing First USA's horrors.
If after reading the messages and going through the links you are still inclined to to apply for their care I wish you lots of luck...you'll need it!
What Steven Z said.
Also, another site for gripes and kudos on various lenders and cards, and First USA is prominently panned there by
Go ahead and investigate them like the other 2 responders say. My experience has not been bad. They do offer teaser rates on a regular basis and their United Airlines free miles card is good enough to earn a couple of thousand miles a year with my X.com account. Just my opinion.
I have been with First USA for a year and half with a 9.9% rate and have not had one problem.
If you manage to make all payments way ahead of time, and don't let things pile up --- that's all of us, Right?? First USA is ok. Rates are great, and they keep promises. However one time they increased rates on me with a mailing that I did not read in time to respond to. It took a lettter to a couple of federal agencies to get an apology and a re-reduction in rate.
More reciently, I had made a cardinal mistake of letting the card get up to several thousand dollars, and sent in payments not so far in advance as usual. They claimed I missed the payments (two days late) on two consecutive months and Poof!!! Up to 27% from 13.9%. Took me 10 months before I could get them to lower it.
Finally, however, I did manage to reach a gentleman who lowered the rate to 16% and gave me a $50 credit toward the account. I almost have the thing paid off now, and will distroy it when I have it paid off.
you just haven't had it long enough - just wait - they screwed us after 2 1/2 yrs with their card - no late payments ever. Raised our rate from 9.9 to 16.74 - they said they can raise it whenever they want. Good luck, you'll need it