Flagged CRA File?

Discussion in 'Credit Talk' started by FatmanJake, Mar 1, 2001.

  1. FatmanJake

    FatmanJake Guest

    What Exactly does this mean? How can it hurt you? How long do they keep it on you.
  2. Hal

    Hal Well-Known Member

    I don't know that anyone has ever "seen" a flagged file. It is commonly believed that if one sends what the CRA considers a "Frivoulous" string of disputes (i.e. I dispute EVERYTHING negative in my file as not mine, all at the same time) that your file may be flagged. It is also believed that a file is "Flagged" if the CRA discovers you are using a Credit Repair Agency. How they could discover this, I do not know, and what does a flag mean? They still have to consider your disputes.

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