Earlier this year a discussion here centered on credit card companies not approving folks who had PO Box mailing addresses but insisting that applicants provide residential addresses to where they can send bills/other forms of communications to. The reason given - by posters here - is that if they (creditors) want to find you they will find you easier at the residential address than having to go through the process of getting the postal service to reveal youur residential address. BUT - now comes the flaw. CRedit card companies are pushing the save green method by sending your statements via e-mail to your email address so you can pay online. When folks move and take their computers from point A to point B, email addresses will stay the same.
If you sign up for the statement by email option creditors will not send you anything through the regular mail, and pay your bill online Ccreditors will never know if you are still at the mailing address that you originally provided .
Not disputing that, I am just saying that it simply another reason to deny you. They're not supposed to deny you based upon whether you rent or own but, they ask the question. Why? Because they prefer home owners.
