my wife applied for fleet card 2 years ago.She included my name on application but I never signed it,or charged anything on account for which I signed any receipts.We seperated and she filed bk7 and Im stuck with a 13,000 charge off.Are my dispute chances good ,do I stand a chance? Ohh by the way I am new to this site and was wondering if dispute procedures are laid out in here anywhere.thanks in advance.....ron
All I can say for sure is that I never signed it,ohh and by the way we are back together and happier than ever.
Perhaps, while things are going well, you could get her to remove your name from the account. Since you don't use it, have no interest in using it in the future, and just in case paradise is lost... you've got one less problem down the road.
You can always dispute as not mine, you never signed it. If your ex-wifes addy is showing up on your reports(the addy she used for the account), and it probably is, remove it before disputing. Just don't mention anything about ID theft with your dispute, don't want to get your ex in trouble. Who is reporting this.....Original creditor or CA?
