Fleet CL request? Credit Pull?

Discussion in 'Credit Talk' started by robertw477, Nov 25, 2003.

  1. robertw477

    robertw477 Well-Known Member

    Fleet has an online CL request form. Does anyone know if they pull a report. I dont want to generate any inquiries right now. It has a spot for you to list your income etc....

    Appreciate the help.

    Robert
     
  2. GEORGE

    GEORGE Well-Known Member

    "IF" it is like MOST other cards...HARD "IF" you fill in answers...

    That is a new thing...I clicked on it...said wait 9 months...BECAUSE I HAD A FRIVOLOUS CLI +$300 THEN A FRIVOLOUS CLD -$100 (NOT TOO LONG AGO)
     
  3. mark777

    mark777 Well-Known Member

    The only question I was asked was annual income. The response was that I do qualify for a 2k increase, with an accept or decline option. Accepted


    mark
     
  4. robertw477

    robertw477 Well-Known Member

    What is so funny about that, is I already apply for the card, they see my payments and spending habits. Also it is mentioned that many of the card company check the report periodically. Therefore I never want to create a hard for a minor thing like a CL increase.

    Unfortunately I get a few hards each year with different loan products or business deals each year. I am pissed that the hards are viewed as a negative.

    Rob
     
  5. GEORGE

    GEORGE Well-Known Member

    MINE IS AT $0.00

    SINCE MY BT AT 1.90% EXPIRED

    I'm NOT paying 9.74%
     
  6. robertw477

    robertw477 Well-Known Member

    Make sure they have your email address in file so you can get the email alerts. You will probably get an offer shortly no matter what they tell you on the phone.

    Rob
     
  7. denied

    denied Well-Known Member

    They will pull a report on that one, at least they did on me. They gave me a measly $1,000 increase too for all my trouble.

    Fleet got my TU report, but thanks to rigorous monitoring of my file, no one is the wiser now. ;)
     

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