Last week I deposit pre-approval Fleet Advantage Platinum Visa checks from Fleet and they pulled hard inquiry from my Experian. They told me no wait or long application to fill.I thought that they're going to open the account without any hard inquiry and they told me that I have good credit standings with them. Yesterday, I received a letter that welcomes me as Instant Advantage Account Platinum Visa Customer. I will received the card within three weeks. The letter didn't tell me the account number and the amount of the limit or the type of the card. Ron.