1. If the CRA hates it, there must be a reason, and that reason is probably NOT in my interests. I have never seen any evidence that the CRA's are consumer-friendly. In fact, *I have hard evidence that the CRA's are a deck stacked against the consumer and may even have agreements with creditors to store and retain as much derogatory information about consumers as possible in order to allow creditors to jack up interest rates on as many people as possible. FLYINGIFR ><- <>- ><- <> ><- <>- ><- <> ><- <>- ><- <> This is where FICO Comes in. IT is to take advantage of of this situation.
