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Discussion in 'Credit Talk' started by lucy, Mar 28, 2001.
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There was a thread a couple of weeks concerning this bank. I would hit search and type in FNANB. It is a prime card (typical interest rate ranges from 14-23%, I believe). There approvoal rate is pretty lenient for persons with a negative or two on their credit report. No annual fee and if you have been a good paying customer they will remove the occassional late fee without a lot of harassing. Hope this helps.
Sorry Lucy for the misinformation. I just read they're charging an annual fee now. It must be something they began recently. If approved you could probably get it dropped though.
Not according to the info I received. The interest rate is 22.05% with a $25 annual fee.
I called the so called customer service number and she said she couldn't give me any information on their criteria, but they have a card for almost anyone. Somehow I doubt it. I have only managed to get a First Premier and CCB card, I couldn't even get an Orchard Bank card. I doubt that it's worth my time to fill it out and send it in. I did read the thread you refer to, and it didn't help me at all.
I'm sorry I couldn't help you. My dad had the card for a couple of years (closed it last year) and his interest rate was 14.99%, I think. At the time they didn't have the annual fee and they were pretty good on increases, too. As you said, they probably have a variety of cards which explains the difference in interest rates and fees.
Ask them if they have a URL Link (website)
Then post their Web Address on the board. Thanks