Fico EX 690, applied for gold online... didn't know if I should, but went for it anyway cause my scores not going anywhere... I am now having post-application blues... uhhh...
Well crap... as is SO frequently the case for me... they checked EQ, not EX. Although I have no negative history on EQ, my EQ FICO is much lower than EX. PLUS, I have 2 inquiries from last month, so NO DOUBT they will decline me based on too many recent inquiries. It seems that no one checks EX for me here in OH. All I want is a decent card for BT, but I'm through applying if this one doesn't work out. Bumpage takes too long as it is.
I applied for an FNOB card six months ago. It took about three weeks to get an approval after submitting a preapproved application. I had just opened two new accounts when I applied.
