I have credit monitoring on my TransUnion report, the report that citibank pulled for me. Now, I applied for the regular AAdvantage card - playing it safe - and was instantly approved. I thought I would try the Gold afterwards (as many did), and I IMMEDIATELY received the screen many of you did, "Your application has been received..." I checked, and Citibank only pulled the one report for my instant approval card. This was last night; they still haven't processed my request for the gold. Will they use the same report? Probably not, even though they should.