? for those who applied for th

Discussion in 'Credit Talk' started by LKH, Dec 24, 2000.

  1. LKH

    LKH Well-Known Member

    card. Their website says they need your social security number for identification purposes. Do they or did they run a credit report. I am thinking about applying but do not want another inquiry reported. Any info would be appreciated.
    Thanks - LKH
     
  2. Kevin Yaeg

    Kevin Yaeg Guest

    RE: ? for those who applied fo

    What is the Cobalt Card??
     
  3. sam

    sam Well-Known Member

    RE: www.cobaltcard.com

    Kinda fakey amex card :)
     
  4. sam

    sam Well-Known Member

    RE: www.cobaltcard.com

    btw, you guys know if you like buy liquor or porn or cigarettes, they say they'll cancel your cobaltcard :) hehe.
     
  5. dogman

    dogman Well-Known Member

    RE: www.cobaltcard.com

    SAM - thank you VERY MUCH for the warning .... :) :)
    Dog
     
  6. sam

    sam Well-Known Member

    RE: www.cobaltcard.com

    It's a good thing for the kids you give this card too!
    I'm not sure how they will enforce it, etc.
     
  7. dogman

    dogman Well-Known Member

    Standing Outside The Liquor St

    I remember when I was 16, standing outside that neon lit liquor store...giving eye contact to the walk in customer who maybe I could trust to buy me a six pack. Cigarettes in KY were given away to children by the carton at an early age compliments of
    the State.
    Porn- nope - you have to choose your own!!!

    With the fabulous Cobalt Card, you can dial
    it up and have it delivered to an alternate address - like your school, classroom 3.

    :) :)
     
  8. dogman

    dogman Well-Known Member

    SARCASTIC RESPONSE 2

    Yeah - if you're buying those kind of items, they will send you the Green Card with no preset limit!
     
  9. Killer

    Killer Guest

    RE: ? for those who applied fo

    I applied for the card over a month ago and they did not run a credit report. But I have not received the card neither. I called them and they said I will soon receive card.
     
  10. GEORGE

    GEORGE Well-Known Member

    RE: www.cobaltcard.com

    HOW ARE THEY GOING TO KNOW WHAT YOU BUY???

    If they just go by the name of the store, that is wrong because you can buy MILK, PEPSI and CANDY at a liquor store.

    ARE THEY GOING TO PAY THE STORES TO SEND A LIST OF WHAT YOU BUY???

    MY STORE (WAL*MART) WOULDN'T SEND THEM A LIST UNLESS WE GOT PAID...AND THE CUSTOMER SAID WE COULD.
     
  11. LKH

    LKH Well-Known Member

    RE: SARCASTIC RESPONSE 2

    You guys are real funny. The reason I was interested was because even though my credit score is now approx. 620 my credit union will NOT give me a friggin debit card, which is beyond unreasonable. I now have several unsecured credit cards, a newly paid off car loan, a new car loan and 3 100% perfect student loan payment records. when I had the x.com card it wasn't a big deal but it's getting to be a real pain in the ass without one and they just continue to refuse based on the fact that I had the chapter 13 bk on myreports, even though it is gone now they say makes no difference.
     
  12. GEORGE

    GEORGE Well-Known Member

    RE: SARCASTIC RESPONSE 2

    IF YOUR CREDIT UNION WON'T GIVE YOU A DEBIT CARD...WALK DOWN THE STREET WITH YOUR MONEY!!!

    Just a thought.

    There has been rumors that COBALT CARD will track your purchases (HOW I DON'T KNOW...SEE OTHER POSTS)...IF THEY DON'T LIKE WHAT YOU BUY THEY WILL YANK THE CARD (BEER, CIGS, ETC)
     
  13. LKH

    LKH Well-Known Member

    RE: SARCASTIC RESPONSE 2

    You are absolutely right. I am going into the credit union tomorrow morning to speak to the manager and only the manager.(they sometimes try to keep you from talking to the mgr). I am going to demand that they give me a debit card today or I will close my accounts. If they don't I am prepared to close them out at that time.
     
  14. LKH

    LKH Well-Known Member

    RE: SARCASTIC RESPONSE 2

    They know the age of the cardholder so, if they are tracking purchases I can't believe if an adult used it fpr those type of purchases that it would be of any importance to amex.
     
  15. Kevin Yaeg

    Kevin Yaeg Guest

    RE: SARCASTIC RESPONSE 2

    THey say on their web site if you are UNDER AGE and try to make those kinds of purchases they can cancel cardmembership
     
  16. GEORGE

    GEORGE Well-Known Member

    RE: SARCASTIC RESPONSE 2

    I AM STILL CURIOUS HOW ARE THEY GOING TO KNOW WHAT YOU BUY???

    You can buy PEPSI, CHIPS, AND MILK at a liquor store!!!
     
  17. sam

    sam Well-Known Member

    RE: in georgia

    It's illegal to be a minor , and on premise of a liquor store.

    my question is more like 7-11 or some place. Many places will not card you for smokes, if you whip out plastic.
     
  18. dogman

    dogman Well-Known Member

    You Can Get this Visa/ATM Card

    Thats CRAZY your CU won't give up a debit card.
    If they have WASH MUTUAL in your area, go there and they will immediately issue you a VISA GOLD debit chking acct for $6 month.

    Also, AMEX Membership Banking gives an Amex Card for their bank machines. BUT, get both - if the VISA first.

    Safeway does not take AMEX. But you can get cash at all ATMs.

    You can fix this within 14 days. Go for it :)

    Let us know.
    Dogman
     
  19. LKH

    LKH Well-Known Member

    RE: You Can Get this Visa/ATM

    There is not a Washington Mutual bank where I live. Do you know if they have online banking that will allow me to open an account? thanks
     
  20. dogman

    dogman Well-Known Member

    RE: You Can Get this Visa/ATM

    check washingtonmutual.com
    or wamu.com

    good luck - I bet they will open an account on the net - I can bank online.

    cya dog
     

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