...preferrably a partially secured card...how often have you PFB'd for a limit increase or an APR reduction? Have you ever tried to get them to unsecure the card? I have had my partially secured card for 6 months this month...I sent them $99 and they gave me a $500 CL...I am looking into either getting a CL increase, getting an APR reduction, and/or get the card unsecured. What kind of luck have people had getting any or all of these done? Are they going to pull a hard to do any of the above?
I was able to have my secured card unsecured about 7 months ago, I had to talk with Mr. Cooke though. I've had my Cap1 since March of 2000, started with a whopping $200.00 limit. I was able to get a $150.00 increase back in August last year, and called Mr. Cooke again yesterday, and the credit line was increased to $1050. Stated to call back in another 8 months to see what kind of increase he could give again. PolarisA3
I have the same card you have. I have had mine for over a year. No, I have not attempted to get a cl increase or unsecure the card. Even though I carry 0 balance. I have read posts on this board where poster's have attempted to do that and they were denied. I'm not pressed. $500 is fine for me. If I get more then I will spend more right? The higher the cl, the harder it is to keep a low balance then the interest rates eat you up. I've seen that on this board as well.
