I have been reading the posts on this website and they have helped me greatly in cleaning up my horrible credit. I had a bad drug habit and I totally ruined my credit. Now my life has drastically changed and I am trying to repair my credit so I can open my own business. I have paid everything up except for one $3,000 charge which for some reason is only on one of my credit reports. This is the dilemma... At one point in my addiction my parents decided to suprise show up at my house and call the cops on me to try and "get me sober". The cop had no proof that I was on drugs but my parents told him I was trying to commit suicide. Even though I am a grown woman (25) the cop ended up hand cuffing me and taking me to Rose clinic which is a medical/mental hospital. I was locked in a room and not fed all night! I know I was an addict but I was a person too, anyways the only form I (barely) remember signing was to be released the next day and now I have a $3,000 charge on my credit report for being in that lousy place for a night. So my question is.. am I responsible for this charge even though I was forced and is there any possible way for me to dispute or fight it?
First of all congrats on turning your life around and I hope you maintain this new strengthen for the rest of your life. I believe due to the HIPAA laws the collection agencies are only provided base information: name, birth day, SS, total debt amount etc; so to the collection agencies itâ??s just another medical debt to them so arguing with them would be a waste of time. I also believe each state/county has set involuntary detention processes (ex in CA itâ??s called a 5150) and you would have to review your stateâ??s processes as in regard to the who/why/how long etc. and most importantly who holds any financial responsablily. Just some quick Google searches produced information regarding when the patient is a minor â?? when the patient is a minor then financial responsablily falls on persons signing for the involuntary detention. So unless you were a minor at the time your argument probity will not hold. I donâ??t suppose you kept your release papers?
Thanks! Oh believe me I am not going back to that life, its time for me to grow up so I dont die regreting my life. So I was definitly not a minor at the time so that wont affect me. I will check the laws for CO. I was never even given any copies of the release papers, maybe they were given to my parents because they only decided to release me into their custody. This just seems so not right considering I was an adult and forced by a cop. Well I am going to try and see what I can do, thanks for the reply!
I quickly Googled Colorado Statutes for Involuntary Commitment - it brought up state statutes website where I found statue 27-82-111 which is payment for treatment - financial ability to pay - this would be under the statutes manager link. Can you ask your parents for the release papers? Have you explained the bill/collection to them? Good luck with everything.
