I just did. It seems when I bought a new car the dealer didnt pay off my loan entirely (short 15.50) so showed up as 60 days late on report until they wrote it off. I called them and they have corrected it for me and I offered to pay them but they said it was ok and I have a copy of the form they sent. Now just waiting the 30-45 days for my reports to update. I just called however and did not send the letter, however that was going to be my second round offense.
