i am facing a foreclosure on my house of 6 years. the sheriffs sale is scheduled for june 28. i talked to bankruptcy attorney today who can stop the foreclosure with chapter 13 bk. my other debt is minor.. i have also recieved offers from companies who negiote work outs for troubled borrowers. i have requested workout plan from lender but am waiting for answer. does anyone have experience with one of these workout negioteaters? or am i better off filing chpter 13 with 100% payback help thanks in advance mike
