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Discussion in 'Credit Talk' started by blublublub, Jan 5, 2009.
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The length of the foreclosure process varies from state to state and depends on the state's foreclosure statute. Take a look at the following link to gain a better understanding of your state's foreclosure process.
State Links for Foreclosures
You may want to try simply contacting whoever is dealing with your file at the moment to explain your situation. If you show a willingness to pay what you owe and a desire to catch up on your payments, many loss mitigation departments are willing to work with borrowers these days. There are several alternatives to foreclosure that you can pursue, and they will also delay the process. If you are able to catch up on your payments or negotiate a loan modification or short sale, you may still be able to avoid the foreclosure altogether.