Forest for the Trees?

Discussion in 'Credit Talk' started by jlynn, Sep 12, 2003.

  1. jlynn

    jlynn Well-Known Member

    I'm not sure why I am driving myself crazy with this, but...

    I received a bill from Hospital Recievables, Inc. "Patient Billing Service for Malpractice Haven Hospital". It says:


    Statement for the balance...please send payment to HR, Inc. Now the ONLY other thing on there is:

    We are attempting to collect a debt, and any information that we obtain will be used for that purpose. (Required by Fed. Reg. PL95-109)

    Is there a difference between a billing service and debt collection? This bill is from about 4 months ago, and I have paid 1/2. Original couple of bills came from Malpractice Haven.

    If they are a 3P debt collector they have so violated the FDCPA (PL95-109 - I had to search for that first time I've seen it referenced that way) its not funny.
  2. jlynn

    jlynn Well-Known Member

  3. Hedwig

    Hedwig Well-Known Member

    I don't know the answer, BUT--

    It would seem that since they are putting on the mini-miranda they are a debt collector.

    You don't think someone would do that just to cover their butt, do you? They obviously aren't the OC.

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