free credit analyzer

Discussion in 'Credit Talk' started by LKH, Jul 28, 2002.

  1. LKH

    LKH Well-Known Member

    If you want to get a rough idea of your score, you can go to: http://www.freecreditanalyzer.com/
    You will answer about 10 questions and it will then give you a score in the same range as fico. It isn't completely accurate, but it came within 35 pts. on my actual fico scores. (it was low) But, it was a lot closer than the joke TU score.
     
  2. the other

    the other Well-Known Member

    It's usually at least 100 pts off for me. I find it useless and completely inaccurate in my case.
     
  3. tzank

    tzank Well-Known Member

    It gave me a score of 676
     
  4. Mark LA

    Mark LA Well-Known Member

    mine was pretty close - was 37 points higher than actual fico
     
  5. blewis

    blewis Member

    100pts higher than my actual FICO
     
  6. cibomatto

    cibomatto Well-Known Member

    Yeah mine was WAY higher then my actual scores.. I don't think I answered the last few questions right..

    although when applying for a loan/credit how does the creditor account for your income and how does that figure into your score?

    Nothing in my credit reports reflects my income..
     
  7. Hermit5

    Hermit5 Well-Known Member

    35 points higher than Creditexpert.
     
  8. LKH

    LKH Well-Known Member

    On a credit app they usually ask for income. And be within reason with it because they may ask for proof. LOL

    Income doesn not figure into your score.
     
  9. the other

    the other Well-Known Member

    Its always about 100 pts lower than my real scores.
     
  10. KHM

    KHM Well-Known Member

    683 for me...it would have been dead on if Cap One would fix their error.
     

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