If you want to get a rough idea of your score, you can go to: http://www.freecreditanalyzer.com/ You will answer about 10 questions and it will then give you a score in the same range as fico. It isn't completely accurate, but it came within 35 pts. on my actual fico scores. (it was low) But, it was a lot closer than the joke TU score.
Yeah mine was WAY higher then my actual scores.. I don't think I answered the last few questions right.. although when applying for a loan/credit how does the creditor account for your income and how does that figure into your score? Nothing in my credit reports reflects my income..
On a credit app they usually ask for income. And be within reason with it because they may ask for proof. LOL Income doesn not figure into your score.