Hi all: I was wondering if anyone of you know where to get a FREE credit report online without the credit card requirement?? Or where to get a peak at your credit scores?? Any info would be helpful. Thanks.
I used to get one at www.eloan.com or www.worthknowing.com. I have equifax creditwatch now so I don't use them anymore. I don't know how accurate their info is either.
NOT~WORTHKNOWING.COM is FREE... It is ALMOST worth what you PAID FOR IT... It would be nice if they gave you a $20.00 gift card to the grocery store or gas station of your choice!!! BUT IT IS FREE!!! Score 5-100... ON THE "UP-SIDE" IT IS FREE... It is a TRANS UNION report.
If Worthknowing.com gets their informatin from TU, do I dispute inaccurate information online with TU or do I disupt in writing. It appears to me that some members on here say to dispute online, on the phone or by mail. I, for one, know the importance of a paper trail. Also, Worthknowing.com says to check back in 90 days to see any changes, does that mean I can not check back in less than 90 days? Thanks!
privacyguard.com (All three CRAs. 3 months for $1). Experian.com (Need an old report #) transunion.com (use the denied for credit feature) worthknowing.com (TransUnion) creditexpert.com (Experian. 30 days free)
Re: Re: FREE Credit report The strangest thing happened to me today. I had asked for a limit increase at my bank yesterday and they had given me less than I had wanted. In my way of thinking this is an adverse action, so today I went to get my free report from TU. Well the TU website wants me to pay $3.75 for my free report! What I think may be happening is that the report and score are being bundled. Report is free, score is not? Anyway, perhaps I have just followed the wrong link on their site. I'll post back if it was user error, otherwise it seems very odd to me...
Re: Re: FREE Credit report There is a Link for Report and Score ($12.75) and another one for Report only ($9). You have to go to the second one to get the free report using the denied for credit feature. This is the link: https://www.tuscores.com/userAgreement.jsp
Re: Re: FREE Credit report Ahhh, so they have changed the site since March when last I got one. I guess I didn't pay close enough attention... LoL, I see now, duh!
Re: Re: FREE Credit report You say above about needing an old report to get a copy of your report from experian. If I have one, where do I go on the website to enter it?
Re: Re: FREE Credit report Go to the personal credit page (http://experian.com/yourcredit/index.html) and follow the link to dispute online...
