Free credit reports

bump

 

privacyguard.com has a 60-day for $1, which may be as close to free as you get.

The score isn't a real FICO score.

If you're just starting, it's really better to get paper copies from each of the bureaus. There is some information that doesn't appear on the on-line reports.

 

I've noticed that the on-line report (PG) shows whether an account is open/closed but I don't see that on the snail mail version direct from the CRA. The FICO is not accurate, yet it will show increase/decrease which is great until you need an accurate FICO to apply for credit.

 

I was on the phone today to PG canceling my free trial, since I don't want to fork over $119. CSR claims there is a $7.99/month plan for the same 3-bureau report, but was unable to give the link. All she would say is that I have to find it on the Internet.

Anyone heard of this, or was PG giving out false info about their own product?

 

https://www.mycreditkeeper.com/

offers a month trial and than $9.95/month.

Is excactly the same like PG just sponsored by Householdbank.

 

Thanks a million. Actually I recently obtain a Household CC and they offered me this service, but I overlooked it since I was in the free PG service period. This is EXACTLY the same as PG, and is more affordable as I pay monthly and can cancel anytime.

Perfect.

Thanks again!

 

Cool, I didn't know about the credit keeper branded product. Thanks for the info.