Free Credit Reports???

Discussion in 'Credit Talk' started by Tuit, May 23, 2001.

  1. Tuit

    Tuit Well-Known Member

    Years back a person was entitled to request a copy of his credit report once a year without charge. Is this still the case? Or do you now have to pay for them unless you have been denied credit? Thanks tml
  2. R.

    R. Well-Known Member

    In a few states you can get one free report per year. Check the CRA sites to see which ones they are.

    Otherwise you have to have been denied credit, employment, or insurance, or be unemployed but looking for work, or pay $8.50 per agency in most states. I'm sure I forgot some possibilities.
  3. Fat Jake

    Fat Jake Well-Known Member

    To Add..... Experians system reconizes when you are able to get a free one and it will let you view it online.
  4. Tuit

    Tuit Well-Known Member

    Thanks for the information R. and Fat Jake

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