Free Credit Score

Discussion in 'Credit Talk' started by Jerry Well, Nov 30, 2000.

  1. Jerry Well

    Jerry Well Guest

    How accurate is this credit rating score?
  2. Momof3

    Momof3 Well-Known Member

    In my experience WAY OFF, but others have been quite happy. I did this right after I received my actual scores, according to the site my score was around 646, but my actual scores were 540 and 560. Keep in mind they don't account for chargeoffs, collections I didn't have either myself but found them to be way off.
  3. Doug

    Doug Well-Known Member

    Penalized you big time for too many accounts. My score was so low it was unbelievable. May be fairly accurate with a couple of accounts.
  4. roni

    roni Well-Known Member

    It is not accurate at all. Dont go by it if you have judgements etc., because it doesnot take those factors into account. But it is valuable in determining how the # of revolving accounts or recent inquiries affect your score. But it can not be truly relied on.


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