Free Online Credit Report?

Discussion in 'Credit Talk' started by NJ, Jun 1, 2004.

  1. NJ

    NJ New Member

    Does this exist? I need a credit report quickly. Unfortunately, I don't have a credit card to sign up for the free trials that are required to get the online reports. Can anyone guide me to a report that I can get without putting something on a credit card? Please help!
     
  2. pd11604

    pd11604 Well-Known Member

    I see your "handle" is NJ
    do you live in new jersey?

    I believe you are entitled to one free CR a year from each CRA

    from the nj state website:

    "The New Jersey Fair Credit Reporting Act allows consumers to check the accuracy of their credit reports. Under the law, New Jersey residents may obtain one copy annually, free of charge, from each of the major credit reporting bureaus."

    http://www.state.nj.us/lps/ca/credit.htm

    You would need to write to each of the CRA's to obtain your reports
     

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